I have 0 Credit and No Cosigner for a Student Loan What can i do?

Im a student trying to go to fashion school but my parents cant help me and no one in my family is willing to help me. i have 0 credit to my name and no one else to help me with my loan. does anyone know what i can do?

I have 0 Credit and No Cosigner for a Student Loan What can i do?

First of all - get a job. Even if it's part-time. The reason I say this is because your best bet would be to get a secured credit card first. After a couple of months of CAREFUL use, and prompt payments, you'll establish a small amount of credit history. When this happens, banks will be more favourable to lending you money. They'll give you a secured card if they see you have an income to back it up.

Or, go to the univ. and start filling out all those credit cards that people offer. College is the best time to get a card as it is generally the case that college students have no $$$. The interest rates on those cards are extremely high! So ALWAYS pay off your balance each month. Don't spend unless you know you have the funds to cover it. Missing 1 single payment can affect your credit score for years...which will make it harder for you to secure any sort of loan in the future.

You can also try to get some government grants...I'm not familiar with the process, but check them..I think the Fanny Mae (or is it the Nellie May?) are the main ones.

I have 0 Credit and No Cosigner for a Student Loan What can i do?

If your a new student, your credit shouldn't matter when applying for a student loan since most new college students have little or no credit and some even put themselves through school. Talk to the college financial aid counselors.

I have 0 Credit and No Cosigner for a Student Loan What can i do?

If you are looking for student loans for college go to the school and ask how to apply for a Pale grant or other government assistance.

If you are unemployed you are sure to get a grant that you NEVER have to pay back!

I have 0 Credit and No Cosigner for a Student Loan What can i do?

Work hard to try and save up some money, and apply to one of those correspondence colledges. They approve everyone, and are alot cheaper than regular colledge.

And go through Capital One to get a secure mastercard, you will have to pay a deposit to get it, but it will help you establish a credit rating.

Good Luck.

I have 0 Credit and No Cosigner for a Student Loan What can i do?

Even if you have no credit history, you may get a loan. Try your bank first.

Prosper.com may be a good idea, too.

And there's some finance companies offering student loans.

Good luck !